If you are a small business owner who wants to accept credit cards, you should consider using merchant services. According to the Bureau of Consumer Financial Protection, 66% of U.S. adults owned a credit card by the end of 2018. These services make it easy to accept credit cards for your business. However, you should consider several factors before deciding which service to use.


PaySimple offers a comprehensive suite of merchant services for small businesses, including electronic invoicing, recurring billing, hosted online payments, telephone payments, ACH debits, credit card processing, and e-check processing. Users can customize features and create a one-view dashboard to manage their account. More than 10k small business merchants have already signed up with the company.

PaySimple also offers a host of customer support options. Its customer support team can be reached by phone Monday through Friday, 9 a.m. to 7 p.m. ET. The company also offers an extensive support center, including articles and community discussions. It also offers downloadable eBooks and guides.


When choosing a merchant service provider for your small business, you’ll need to take several factors into consideration. First, you’ll need a business bank account. This will help you prove to the provider that you’re a legitimate business. Merchant account providers will also evaluate your business operations, credit history, chargeback history, and shipping procedures. If your business is new or has a low turnover rate, you may have trouble getting a traditional merchant account. But third-party processors like Square make setting up your account easy and convenient.

Another advantage of Square is that it has a transparent fee structure. Unlike other services, Square doesn’t charge monthly fees or require you to pay a minimum monthly sales threshold. In addition, you can start accepting payments as soon as you get your device. Another benefit of Square is that you don’t need a credit card processor account to get started.


Flagship merchant services for small businesses have a few key features that merchant processing services los angeles make them a good choice for many entrepreneurs. They offer 24/7 support and a variety of tools to help business owners run their businesses more efficiently. For instance, their iAccess account management system allows customers to view their daily and monthly processing activity, as well as chargebacks and more. Other features of iAccess include self-help articles and video tutorials that can help business owners understand the intricacies of running a SMB.

Flagship does not charge application or setup fees, making it an excellent choice for small businesses. The company also offers American Express gift cards at low rates. Another perk is the company’s guarantee of no hidden fees. This guarantee applies to the total cost of merchant services, but it’s only valid if a competing offer is provided in writing. Additional terms and conditions apply.


PaymentCloud offers a variety of merchant services for small businesses, including a variety of payment methods. The company also provides customer support and is rated highly by small business owners. Merchants also receive fast approvals and protections against fraud and chargebacks. Additionally, the company offers hardware for online, storefront, and mobile sellers.

While there aren’t a lot of online reviews of PaymentCloud, what is available mentions helpful customer support, customer onboarding, and good customer service. Negative reviews are limited and largely mention the lack of customer service. There are only a few complaints about payment processing fees, long wait times, and the need to provide reserve funds for businesses with higher risks.


If you’re looking for a merchant account provider, Helcim may be a good fit. It offers a number of convenient features, such as a free virtual terminal that allows you to accept payments on your computer. You can also use it to preauthorize credit cards, issue refunds, and schedule recurring credit card payments. The company also offers a self-service portal for managing payments, which allows you to manage your account anytime and anywhere.

Signing up with Helcim is fast and easy. All you need to do is enter some basic personal information about your business. They’ll then accept payments right away. Before signing up, you can review their terms of service and program guide to ensure that you’ll be happy with their service. In addition, there are no minimum contracts, so you can easily cancel your account whenever you want. The website will also let you view your monthly billing statement, which can help you make informed decisions.

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